Insurance Tips – Preventing Car Theft

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Vehicle theft is one of the most traumatic experiences you can face, but there are ways to prevent you from being a victim of this crime. Some key steps you can take to protect yourself are:

  • Lock your vehicle doors, and any additional car theft prevention locks if you are leaving your car for a period of time. Steering lock that is visible would discourage theft compared to one that is not.
  • Never leave your vehicle’s engine running, even if you will only be away for a minute. Vehicles are commonly stolen at convenience stores, petrol stations, ATMs and outside house compounds when owners leave the vehicle engine running to run errands or to unlock house gates.
  • Do not leave valuables in your vehicle. However, if you have to, place valuables out of sight in the boot. Ensure that no one sees you placing valuables in the boot.  Nevertheless, it is not recommended to leave any valuables unattended.
  • Park in well-lit areas – vehicle theft usually occurs at night under the cover of darkness.
  • Park in attended lots – vehicle thieves do not like witnesses and prefer unattended parking lots, so it pays to be safe.
  • Park your vehicle in the compound of your house rather than outside. Lock both your vehicle and the gate for improved security.

Although professional thieves may be able to steal any car, but depending on the car security it is actually need times. An additional measures taken if an additional time needed to steal your car.  Remember, while you are covered under comprehensive insurance, or under Third Party, Fire & Theft, for car theft loss, you must take necessary precaution and steps to safe guard your vehicle.  If negligence is on your part, it may affect your claim for car theft.